Bank of America Mobile Banking 24.06.02
BANK OF AMERICA – Freeware – Android iOSout of 4540726 votes
24.06.02 Safe to install
Convenient Banking at Your Fingertips
Bank of America Mobile Banking offers a user-friendly interface and essential features for managing your finances on the go, but lacks some advanced functionalities found in competitors.
Bank of America® Mobile Banking App
Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based accounts.
Account Management
- View account balances and review activity
- Activate or replace credit/debit cards
- Set alerts for important account information
Money Transfer and Bill Payment
- Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
- Transfer funds between your Bank of America and linked Merrill accounts
- Pay bills
Check Deposit
- Take photos of checks to deposit them
- Get immediate confirmation that your check is processing²
Erica, Your Virtual Financial Assistant³
- Ask Erica to find transactions, pay bills, and more
- Get valuable alerts and helpful insights
Security
- Set up Touch ID® / Face ID® for secure access
- If fraudulent activity is suspected on your card, we’ll notify you
- View security center for additional information
- Your Mobile Banking Security Guarantee protects you from fraudulent transactions when reported promptly⁴
Investment Management with Merrill
- Trade stocks, ETFs, and mutual funds
- View up-to-date market data, news, and quotes
- Send messages and documents securely to your advisor
Please refer to the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.
¹ Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
² Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³ Erica only listens or speaks when you tap the microphone. Erica retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴ You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.
Investing involves risk. There is always the potential of losing money when you invest in securities.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.
Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.
Investment products:
- Are Not FDIC Insurance
- Are Not Bank Guaranteed
- May Lose Value
Please note that not all features may be available on iPad or for certain account types.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc.
Bank of America related trademarks are trademarks of Bank of America Corporation.
Bank of America, N.A. Member FDIC
Overview
Bank of America Mobile Banking is a Freeware software in the category Business developed by BANK OF AMERICA.
The latest version of Bank of America Mobile Banking is 24.06.02, released on 07/04/2024. It was initially added to our database on 09/07/2023.
Bank of America Mobile Banking runs on the following operating systems: Android/iOS.
Users of Bank of America Mobile Banking gave it a rating of 5 out of 5 stars.
Pros
- User-friendly interface with easy navigation
- 24/7 access to account information and transaction history
- Ability to deposit checks using mobile camera features
- Multiple security features including biometric login options
- Integrated budgeting and spending tools
- Real-time transaction alerts and notifications
- Ability to transfer money between accounts and to other banks easily
- Access to rewards and offers for cardholders
Cons
- Occasional technical issues and app crashes reported by users
- Limited functionality compared to full online banking experience
- Some users may find the sign-in process cumbersome
- Customer service through the app can be slow or unresponsive during peak times
- Not all bank features are available on the mobile version, requiring desktop access for some tasks
- Compatibility issues with older device models or operating systems
- Data usage can be high if not connected to Wi-Fi
FAQ
What features are available in the Bank of America Mobile Banking app?
The app offers features such as balance checking, fund transfers, bill payments, mobile check deposits, account alerts, and more.
Is the Bank of America Mobile Banking app free to download?
Yes, the app is free to download for both Android and iOS devices.
How secure is the Bank of America Mobile Banking app?
The app uses advanced security features including encryption, multi-factor authentication, and biometric logins to protect your information.
Can I deposit checks using the Bank of America Mobile Banking app?
Yes, the app allows you to deposit checks using your smartphone camera.
What should I do if I forget my password for the Bank of America Mobile Banking app?
You can reset your password by selecting 'Forgot Password' on the login screen and following the prompts.
Is there a limit to how much money I can transfer using the Bank of America Mobile Banking app?
Yes, there are limits on transfers which may vary based on account type. You can check these limits within the app or by contacting customer service.
Can I access my investment accounts through the Bank of America Mobile Banking app?
Yes, if you have investment accounts registered with Bank of America, you can view them through the mobile banking app.
Is the app available in multiple languages?
Yes, the Bank of America Mobile Banking app is available in multiple languages for user convenience.
How do I turn on account notifications in the Bank of America Mobile Banking app?
You can turn on account notifications by going to the settings section within the app and selecting 'Alerts' to customize your preferences.
What do I do if I suspect fraud on my account via the mobile banking app?
If you suspect any fraudulent activity, immediately report it via the app or contact Bank of America's customer service for assistance.
Peter Salakani
I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.
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